SASB Products & Services in Kansas
Do you have your eye on a piece of ground, an idea, can it be done? Visit the home team at Swedish American State Bank to see if we can make your dreams become a reality.
Lending
Agriculture:
For almost 100 years, the Swedish American State Bank has been supporting the local agriculture industry. We would like the opportunity to visit with you about your ag realestate, ag operating loans, equipment and Farm Service Agency (FSA) lending needs.
Consumer:
Whether you need money for a new dishwasher, car or home; we have a range of consumer loans to meet your needs. We offer competitive rates, and will work with you to create a payment that works with your budget.
Commercial:
The Swedish American State Bank is committed to working with the surrounding communities to create new jobs and industry. We offer Small Business Administration (SBA) loans as well as corporate and personally backed commercial loans.
Visit with Mike, Mark or Lonnie to learn how the
Swedish American State Bank can help
you with your lending needs.
Checking
We offer a wide range of personal and commercial checking accounts.
Regular:
-
This account will not earn or be paid interest.
-
A monthly checking fee of $1.50 will be charged each calendar month.
-
A debit fee of $0.12 will be applied to each debit transaction (withdrawl, check paid, auto transfer or payment out of this account).
-
There is a $0.20 credit back for each $100.00 of minimum daily balance for credit month to offset the monthly checking fee and debit transaction fee to your account.
For added convenience this account may be used in conjunction with our debit card and direct deposit services.
NOW Account:
-
This account must have a $1000.00 minimum balance to open account.
-
A NOW low balance fee of $5.00 will be imposed every statement cycle if the balance if the account falls below $1000.00 any day of the cycle.
-
The interest rate and annual percentage yield may change at any time. Interest will be compounded and credited to the account each month. The average daily balance method is used to calculate the interest on the account; the method applies a daily periodic rate to the principal in the account each day.
-
Interest begins to accrue on the business day non-cash items are deposited.
SUPER NOW Account:
Money Market Account:
-
This account must have a $2500.00 minimum blance to open account.
-
A money market low balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $2500.00 any day of the cycle.
-
The interest rate and annual percentage yield may change. The bank may change the interest rate on the account at any time. Interest will be compounded and credited to the account each month. A minimum balance of $1000.00 must be maintained in the account each day to obtain the disclosed annual percentage yield. The daily balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
-
Interest begins to accrue on the business day non-cash items are deposited.
-
Monthly activity is limited to three transactions.
Savings
Interest is paid semi-annually using the daily balance method. Statements are traditionally produced quarterly, unless the account has electronic funds transfer transactions, then it is produced monthly. Passbook savings accounts are a great way to earn a return on your money, while maintaining easy access to your cash. Savings accounts are also a great way to introduce your youngster to good savnig habits that will provide them life long benefits.
IRAs & CDs
Certificates of Deposit and IRAs are some of the most secure interest bearing products for long-term savings plan, and offer a guaranteed return. We offer competitive rates and would love to be a part of your retirement portfolio.
Roth IRA: Taxes are paid on deposits but interest earned is tax free
Traditional IRA: Deposits are tax-deductible, however the interest is taxed upon withdrawl.
